For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.

There is a need for Social Security reform to ensure its stability, and Congress must act.

Latinos are disproportionately more likely to be injured on the job than other ethnic groups.