President Bush has consistently used rhetoric, and that is not convincing given his past record.

For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

We must explain the truth: There is no free lunch.

Our political leaders must be honest and forthcoming with data that will allow citizens to use facts and figures to judge for themselves what state Social Security is in.