President Bush has consistently used rhetoric, and that is not convincing given his past record.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.

We must explain the truth: There is no free lunch.

Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

Because Social Security is specifically designed to boost the retirement income of low earners with a progressive benefit formula, the program has played an enormous and necessary role in keeping Latinas out of poverty.

Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.