We must explain the truth: There is no free lunch.

Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.

We must explain the truth: There is no free lunch.

For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.

The president's claim that Social Security is going broke is misleading at best. The sky is not falling, although there is no doubt that the system needs to be strengthened.

There is a need for Social Security reform to ensure its stability, and Congress must act.

Latinas' life expectancies are relatively long. When a current retiree hits 65 and begins receiving her benefit check, she can expect to live another 22 years. That life expectancy is higher than white women or men.