We must explain the truth: There is no free lunch.

There is a need for Social Security reform to ensure its stability, and Congress must act.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

I am not criticizing investing in the stock market; I am an investor.

Our political leaders must be honest and forthcoming with data that will allow citizens to use facts and figures to judge for themselves what state Social Security is in.