Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

Latinos are disproportionately more likely to be injured on the job than other ethnic groups.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

To allow all U.S. workers to put part of their earnings into private investment accounts would definitely erode the Social Security system and cause uncertainty for new investors.

I am not criticizing investing in the stock market; I am an investor.

Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.