Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

To allow all U.S. workers to put part of their earnings into private investment accounts would definitely erode the Social Security system and cause uncertainty for new investors.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

Latinos are disproportionately more likely to be injured on the job than other ethnic groups.

Because Social Security is specifically designed to boost the retirement income of low earners with a progressive benefit formula, the program has played an enormous and necessary role in keeping Latinas out of poverty.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

I am not criticizing investing in the stock market; I am an investor.