Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.

Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.

I am not criticizing investing in the stock market; I am an investor.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

President Bush has consistently used rhetoric, and that is not convincing given his past record.

A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.

The president's claim that Social Security is going broke is misleading at best. The sky is not falling, although there is no doubt that the system needs to be strengthened.