There are many fine things which you mean to do some day, under what you think will be more favorable circumstances. But the only time that is yours is the present.

Cheerfulness has a directly beneficial influence upon health.

Cultivate the giving habit as you do the saving habit.

To every problem there is already a solution, whether you know it or not. To every sum in there is already a correct answer, whether the mathematician has found it or not.

Books are ever available friends, ready to serve you at will.

Tact, the kind of tact you should cultivate, is not a form of deception or make-believe, but a cultivated taste which gives fine perception in seeing and doing what is best under all circumstances. There is nothing which will so readily bring you into favor, or disarm an opponent, as the right use of tact.

Keep a definite goal of achievement constantly in view. Realize that work well and worthily done makes life truly worth living.