Save among politicians it is no longer necessary for any educated American to profess belief in Thirteenth Century ideas
H. L. MenckenThe federal [bank deposit] insurance scheme has worked up to now simply and solely because there have been very few bank failures. The next time we have a pestilence of them it will come to grief quickly enough, and if the good banks escape ruin with the bad ones it will be only because the taxpayer foots the bill.
H. L. Mencken