Health insurance, which is exceedingly difficult to secure as an individual in New York. Obamacare, while certainly better than nothing, is pretty awful, and if you have a complicated health history, as I do, you need premium insurance, which means private insurance. The challenge, though, is finding a company that will give you the privilege of paying up to $1,400 a month for it. When I didn't have a job, I spent more time thinking about insurance - not just paying for it, but securing it in the first place - than I wanted to.

As with editing, I think my strength as a writer is structure. It's not a skill that's much discussed when we discuss fiction, or not as much as language or character development anyway, but it's the first thing I determine before I begin writing - not just books, but anything. I think I know how to pace a narrative well. I think I'm aware of repetition, that I try to create different kinds of sentences as often as I can. Those are all things I learned from magazine editing.

Witing is essentially interior work, and many writers are interior personalities. Having a job forces you out of the world of your work, and into the one in which you get to observe people. Yes, you can imagine all this, but as a fiction writer, you can never observe enough the rhythms of how humans move through the world. A job demands that you structure your time much more carefully. You learn how to be resourceful, and that in turn provides a certain intensity of focus.

I was fortunate to be at that school in an era in which encounters between students and teachers were encouraged; there were a number of teachers who lived on campus, and they'd regularly invite students over for dinner on the weekends. I hope it's still like that: being treated seriously by an adult you admire is a great gift. Children, like adults, want respect - but it's only when you're older that you realize how few people actually extend it.

My great strength as an editor, I believe, is structure: I know how to reorder a piece, I know how to reach into a jumbled story and extract the important narrative. And I can do both of these things very fast. I also think I've become better at cutting text. You don't always relish it, of course, but by now I know how to distill something without sacrificing its essence.

I've never really understood the desire to be immortal myself. The idea of both wanting to live forever in some form and wanting to stay young forever just sounds exhausting. It's one of those desires that people think they want but when you actually stop to think about what it actually means, it's really awful. One of the reasons that life is bearable is because it's going to end soon. One of the main concerns of fiction is how do we make a life of 85 years or so meaningful.

When you're young, your perception of what it means to be a writer is often less about the writing and more about what seems to be the accompanying life: speeches and travel and hanging out with other writers. You think that when you get published, your life will clarify itself to you somehow. But when you don't get published until you're middle-aged you know who you are already, and your life expands to make room for your writing, rather than orbiting around it. You realize that there's no one way to be a writer, and that the job is less of an identity and more of a vocation.