Companies that build scale for the benefit of their customers and shareholders more often succeed over time.

I've been regulated my whole life. We have progressive taxes. It's not a free-market free-for-all. I completely understand that society has a perfectly legitimate right to put in structures and regulations and rules that make it fairer, better, cleaner.

No one can forecast the economy with certainty.

A bank is a relationship. I can't desert you and expect to have a strong relationship afterward. If I told someone, "I know you've been buying milk from me and you need milk to survive. But the price is no longer $2 a gallon. It's going to be $40 a gallon. I'm going to bankrupt you." What do you guys think of me? You would hate us.

More people are working, lending is up and savings are up. These are all positive signs for a strengthening economy.

Wall Street gives money to both [Democrats and Republicans] because they want to be on the good side of whoever becomes president .

There are two types of depreciation. There is one where you're manipulating currencies. And that's not what Japan is doing.