Dodd-Frank is 2,000 pages long. It covers thousands of rules, regulations, interpretations and things like that.

The question is how do you do it [more consumer protection] so that it actually works that way? And that takes analysis, and sometimes collaboration between government and business, to understand how that works.

I think the politics have gotten better in the United States, which makes it easier to pass legislation, budgets and treaties.

No one can forecast the economy with certainty.

Economies of scale are a good thing. If we didn't have them, we'd still be living in tents and eating buffalo.

Our plate is full. We have a lot to do building our company organically and that is our key focus.

As countries get wealthier - all of them, together - you're going to have financial assets. That is a good thing. You could argue the assets were traded too much, or that they're too highly valued, or too leveraged.