If you have the choice, it's far better to say, "That person has the job, and they really don't need that much of my oversight." Maybe they don't need any of it.

I've always wanted to help build a better society and build a better company, and I always wanted a healthy, vibrant company, a healthy, vibrant society. We take care of our people, we provide them with opportunity. But I've always believed business is here to serve your clients, your shareholders, your communities. If we do this well, everyone benefits. We have to do a good job for all of them.

Japan, Europe, [and] America probably [are] better than last year [2015], not China.

Prime Minister Modi [Narendra] is strong enough, and he's accomplished much.

Banks also have to say no to customers. We can't always give clients what they want; it may not be in the client's best interest.

There are parts [in Dodd-Frank] that I don't agree with. But, in total, it is what it is.

We've accommodated the new rules and regulations. We've served our clients and had quite good returns.