You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.

It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.

You get the most out of what you need the least.

The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

hindsight is not a strategy.

Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.

You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.