Stock prices aren't real things. They're just froth on a wave. The wave is the only real thing, which investors forget when they're watching the ticket slither by.

Everyone needs a small-town banker. Especially in a big town.

You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.

Auto insurance is a toll bridge, over which every honest driver has to pass.

Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.

You get the most out of what you need the least.

It seems like only yesterday that savers were dorks. They kept piggy banks. They drove last year's cars. They fished in their change purses for nickels while the superstars flashed credit cards. Today, values have changed. The new object of veneration is not money on the hoof but money in the bank - and the dorks all have it.