You get the most out of what you need the least.

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.

Buy a friend; hire a lawyer.

Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.

Life insurance can be numbingly complicated. Clients often turn off their brains and surrender their judgment to the very agent or planner who brought on their coma in the first place.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

Everyone needs a small-town banker. Especially in a big town.