Buy a friend; hire a lawyer.
hindsight is not a strategy.
Everyone needs a small-town banker. Especially in a big town.
It's a fact: stock investors sometimes lose money on their way to wealth. Get over it.
It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.
Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.