As a civilised society, we have a duty to support those among us who are vulnerable and in need. When times are hard, that duty should be felt more than ever, not disappear or diminish.

The longer I go on, the more I am aware of the power of finance.

Human fallibility recognised, Gods sovereignty trusted; these are also the only stable foundations for human beings in society.

I dont believe in good human beings, but I believe you can have structures that make it easier to make the right choice or the wrong choice.

There's something different about looking someone in the eyes and doing something dishonest to doing it over the phone or screen.

I am not particularly well-behaved.

As a civilised society, we have a duty to support those among us who are vulnerable and in need. When times are hard, that duty should be felt more than ever, not disappear or diminish.