Put not your trust in new leaders, better systems, new organisations or regulatory reorganisation. They may well be good and necessary, but will to some degree fail.

The longer I go on, the more I am aware of the power of finance.

You see gay relationships that are just stunning in the quality of the relationship.

There's something different about looking someone in the eyes and doing something dishonest to doing it over the phone or screen.

Banks need to think through their ethics very carefully, and many have done so. I dont know any bank that dismisses the concept of ethical banking.

Turning God into some kind of celestial insurance policy is just mental.

I am not particularly well-behaved.