Health care is the No. 1 concern of small businesses and the status quo is untenable.

Small businesses, you can give them capital, but what they often need as much is mentoring, advice and help with their business plan.

After four years as Administrator of the SBA, I have let President Obama know that I will not be staying for a second term. I will stay on until my successor is confirmed to ensure a smooth and seamless transition.

We don't want to give a business that is not going to come through the troubled waters a loan that they can't pay back.

I grew up in a family business... that really has provided the core of my belief in American small business, and in America's ability to grow and operate important businesses that can compete and be successful.

I think we've learned that the S.B.A. plays a critical role in providing access and opportunity when the market is not providing that access. We help banks get that money out into the hands of important and viable businesses, particularly those owned by minorities, women, immigrants and veterans.

Small businesses want things streamlined, and one of the great successes we're having is less paperwork, faster turnaround times.