Health care is the No. 1 concern of small businesses and the status quo is untenable.

In October 2008, when the credit crunch hit, small businesses were really crushed by the lack of capital.

Small businesses, you can give them capital, but what they often need as much is mentoring, advice and help with their business plan.

After four years as Administrator of the SBA, I have let President Obama know that I will not be staying for a second term. I will stay on until my successor is confirmed to ensure a smooth and seamless transition.

I grew up in a family business... that really has provided the core of my belief in American small business, and in America's ability to grow and operate important businesses that can compete and be successful.

The morale when I came in was not the best. It was because the agency had not been valued.

I recently had the opportunity to participate in 'Inc.''s first-ever 'Hire Power Awards' event in Washington, D.C. The event was a testament to the power of American entrepreneurship and the role that it plays in driving job creation and innovation in a wide array of industries.