I think we've learned that the S.B.A. plays a critical role in providing access and opportunity when the market is not providing that access. We help banks get that money out into the hands of important and viable businesses, particularly those owned by minorities, women, immigrants and veterans.

We don't want to give a business that is not going to come through the troubled waters a loan that they can't pay back.

Health care is the No. 1 concern of small businesses and the status quo is untenable.

I grew up in a family business... that really has provided the core of my belief in American small business, and in America's ability to grow and operate important businesses that can compete and be successful.

It's not government that creates jobs; it's small business. Our job is to make sure they have the access to capital, the access to contracting opportunities, and the help, advice and mentoring that they need to go out and be successful.

President Obama vowed in his State of the Union address to make assisting domestic manufacturers a top priority for his second term.

I saw the S.B.A. with just enormous potential, and that's what I told the president - this is really a jewel.