I think it is outrageous - to lock people's money away and change the rules on them. So, on point of principle, I stopped putting money into my pension.

I just do not understand the stock market. It is like reading Russian.

My number one financial priority is security. Not having to worry about how I am going to meet the bills and not owing anybody anything. I keep my outgoings as low as possible and save as much as I can.

I do not think anyone should feel pressured into doing it but I am the sucker who will stop on the street and sign up to direct debits.

The most lucrative work I have done is presenting primetime TV shows. I do not know what other people earn but a six-figure salary is not uncommon.

I have a fall-back fund for the quiet months. I am a single working parent and it gets lonely when things are insecure.

My mum was a dinner lady and a cleaner while dad worked night shifts as a hydraulic engineer. They did not have a lot of spare cash and only ever bought what they could afford. We never had a car and cycled everywhere. We never went to restaurants. I did not know what Chinese food tasted like until I was 15.