I think it is outrageous - to lock people's money away and change the rules on them. So, on point of principle, I stopped putting money into my pension.

My business was born out of my frustration with other cashback schemes. I wanted a more curated service than the other sites offer.

I now consider the money I put into my pension to have been a mistake.

There are times when I feel over-rewarded for what I do for a living, especially when I compare what I can earn to what my brother earns as a firefighter.

I just do not understand the stock market. It is like reading Russian.

I spend hundreds of pounds a year on candles and it is such a waste of money. It is burning cash whatever way you look at it but I love them.

At 16, I got a part-time job selling double-glazing door to door. That was soul destroying but the worst part-time job I did was at university working on reception in a sexually transmitted disease clinic. Because no one else wanted to do it, they paid £8 an hour.