The most lucrative work I have done is presenting primetime TV shows. I do not know what other people earn but a six-figure salary is not uncommon.

I never got into debt because my parents had drummed into me at a young age: if you can't afford it, you can't have it.

I have a fall-back fund for the quiet months. I am a single working parent and it gets lonely when things are insecure.

The most lucrative work I have done is presenting primetime TV shows. I do not know what other people earn but a six-figure salary is not uncommon.

I now consider the money I put into my pension to have been a mistake.

I do not think anyone should feel pressured into doing it but I am the sucker who will stop on the street and sign up to direct debits.

There are times when I feel over-rewarded for what I do for a living, especially when I compare what I can earn to what my brother earns as a firefighter.