My business was born out of my frustration with other cashback schemes. I wanted a more curated service than the other sites offer.

I never got into debt because my parents had drummed into me at a young age: if you can't afford it, you can't have it.

I do not think anyone should feel pressured into doing it but I am the sucker who will stop on the street and sign up to direct debits.

My business was born out of my frustration with other cashback schemes. I wanted a more curated service than the other sites offer.

My mum was a dinner lady and a cleaner while dad worked night shifts as a hydraulic engineer. They did not have a lot of spare cash and only ever bought what they could afford. We never had a car and cycled everywhere. We never went to restaurants. I did not know what Chinese food tasted like until I was 15.

I have a fall-back fund for the quiet months. I am a single working parent and it gets lonely when things are insecure.

Women trapped in violent relationships need to know that there's no shame in talking out and walking out on their abusive partners.