One of the better ways to simplify our lives is to follow the counsel we have so often received to live within our income, stay out of debt, and save for a rainy day. We should practice and increase our habits of thrift, industry, economy, and frugality. Members of a well-managed family do not pay interest; they earn it.

You are not competing with anyone else. You are only competing with yourself to do the best with whatever you have received.

One of the better ways to simplify our lives is to follow the counsel we have so often received to live within our income, stay out of debt, and save for a rainy day. We should practice and increase our habits of thrift, industry, economy, and frugality. Members of a well-managed family do not pay interest; they earn it.

We declare to the world that the fulness of the gospel of Jesus Christ has been restored to the earth. . . . We invite all to listen to the message of the restored gospel of Jesus Christ from us. Then you can compare the glorious message with what you may hear from others, and you can determine which is from God and which is from man.

May God bless each of us in our calls to serve. May our faith strengthen as we serve in righteousness, faithfully keeping the commandments. May our testimonies ever grow stronger as we seek to find the fountain of eternal truth. May the brotherhood that exists in our quorum be of comfort and strength and security as we pass through this mortal part of our existence. May the joy of gospel service ever abide in our hearts as we go forward to fulfill our duties and responsibilities as servants in our Father in Heaven's kingdom.

It is not enough to behave reverently; we must feel in our hearts reverence for our Heavenly Father and our Lord, Jesus Christ. Reverence flows from our admiration and respect for Deity. It is something we feel inside our hearts no matter what is going on around us. It is also a personal responsibility. We cannot blame others for disturbing our reverent attitudes.

Be certain that you easily clear the minimum standards for service as a missionary and that you are continually raising the bar.