I hate any kind of owing of anything.

Sometimes you don't get the value of the art or the painting you buy. The value you get from it is on the wall and you're looking at it. It's the same with your car. You're using it, so it goes down in value but you've used it.

I didn't get paid for my first gig supporting Usher Raymond in the Temple in Tottenham when I was 17 or 18. I bugged the promoter to let me play and it went down a storm. And after that I got loads of gigs, which were paid.

I've always been very sensible with money.

Let the fame calm down first and then do something. I don't act on emotion, I don't spend on impulse.

I'm a great believer in everything at the right time. Go on a crazy spree if it's the right time to do it but choose your moment carefully and beware of impulse buying.

I used to prefer cash but I'm more and more drawn to cards because with certain cards you get the full lists which you can then pass on to your accountant so you don't have to do the whole receipt, receipt, receipt thing as it's all itemised.