I'm pretty conservative when it comes to money. My parents were very working class and constantly working. There was always a very strong work ethic and that's put a more conservative, "save for a rainy day" mentality into me.
LemarI'm a great believer in everything at the right time. Go on a crazy spree if it's the right time to do it but choose your moment carefully and beware of impulse buying.
LemarYou can't predict tomorrow. And because you can't predict tomorrow, you have to be realistic with what you have today. It doesn't mean don't enjoy yourself but enjoy yourself at the right time.
Lemar