Know what happens when an individual declares bankruptcy and how it affects his or her life.

To acquire knowledge, one must study; but to acquire wisdom, one must observe.

Know how to behave at a fine restaurant, which is a telltale measure of social maturity.

What women want is what men want. They want respect.

Have you ever noticed that when you must struggle to hear something, you close your eyes?

Email, instant messaging, and cell phones give us fabulous communication ability, but because we live and work in our own little worlds, that communication is totally disorganized.

I believe a 'talented' person is one who has learned how to effectively cultivate and polish any of the many desirable capabilities with which most of us are born but few of us nurture.