We are a time-starved people, obsessed with fitting huge achievements into our few years. In the process, we often fill our buckets with things that don't matter or work. But when we give up on trying to change what can't be changed, and simply embrace what we love, a miracle occurs. We notice that the moment to be happy has already arrived. It's here, now.

Many of us have spent a lifetime trying to be what we’re not, feeling lousy about ourselves when we fail, and sometimes when we succeed. We hide our differences when, by accepting and celebrating them, we could collaborate to make every effort more exciting, productive enjoyable, and powerful. Personally, I think we should start right now.

Learning to quit while you're not ahead, when the dull ooze of depression tells you things are not going to get any better, is one of the best financial and life skills you can master.

Many of us assume that we have to do things a certain way: ignore passion in favor of safer bets, act stoic amid inner turmoil, run on an upward trajectory of success and money acquisition at any emotional cost. But these are not rules.

You will know how to stop suffering as soon as suffering ceases to be valuable. If you are in pain, you are being led.

Dawn Kotzer is the kind of coach who can see beauty and wisdom in circumstances that seem ugly and chaotic. She's kind, genuine and honest, willing and able to see where her clients get stuck and gently help them recover their freedom. Better than a coach who gives you the answers, Dawn will help you find the answers to your life's dilemmas that are already within you.

Just one mental shift-focusing on the abundance of your environment-switches your psychological settings so that your life automatically improves in many areas you may think are unrelated. This is essentially a leap from fear to faith.