"Fate permitting" is a standard Stoic phrase meant to remind ourselves that planning things is up to us, but the ultimate outcomes are not under our control. It helps us to develop an attitude of equanimity toward the universe. We should very much try to change things for the better, that's the whole point of the Stoic discipline of action.

There are clearly people for whom Stoicism immediately "clicks," it comes natural, and others for whom it doesn't. Then again, Stoicism isn't the only positive philosophy of life. Buddhism is an excellent alternative, if it speaks more clearly to one's personality or cultural background.

We still live in a world of such gross injustice and inequality, that only privileged people like ourselves can afford to think of eros and art as top concerns in life. They are important, for sure, but I think it's high time to shift priorities around, away from selfish indulgence, and toward more concern for the wellbeing of so many others who suffer atrocities, injustice, and famine, all over the planet.

If you are a Christian, you can still practice Stoicism and think of the Logos as the Word of God. If you are a secular person, an agnostic or an atheist, you may treat the Logos as "Einstein's god," that is the factual recognition that the cosmos is ordered according to rational principles, without which science itself wouldn't be possible.

Death itself is a natural occurrence, it is unavoidable, and the Stoics thought that part of philosophical practice is to get comfortable with the unavoidable, learning to face it with courage.

The downside of skepticism: it can easily turn into an arrogant position of a priori rejection of any new phenomenon or idea, a position that is as lacking in critical thinking as the one of the true believer, and that simply does not help either science or the public at large.

I don't see any Stoic practice as problematic or risky, but I would advise to engage in extreme versions of the negative visualization exercise only if you are an advanced practitioner. The negative visualization is a meditation during which you visualize, slowly and deliberately, something bad or discomforting happening to you.