In Africa it's difficult to carry the money, it's difficult to have a banking system with tellers, with distribution of cash. So they are using their mobile phones.

Camera but no selfies, which represent selfishness and egotism. Social media? Again: not really me.

We have to become more digitized and based on data, but ideas and passion will last forever.

We have to keep transforming ourselves to stay relevant for the future.

Programmatic is a great thing. Let's be clear there's a zillion websites. It's extremely difficult to address messages.

We share a culture focused on our clients.

The reason why Nokia has been built in Finland is simply because Finland was very far behind in terms of infrastructure, so it was relatively easy to implement new technology.