My wealth came from growing businesses. I had wealth, but not liquidity. Basically I transferred illiquid shares of AIC for liquid shares of Manulife. Now I'm the biggest individual shareholder of Manulife.

Doing business in Jamaica is not easy, but it is rewarding.

If people perceive themselves as having very little opportunities to be fulfilled, then it cheapens their life and outlook. The solution is to reverse it; make sure they know opportunities abound.

Life is not linear; you have ups and downs. It's how you deal with the trough that defines you.

You must look like a money person for clients to trust you.

From an early age my mother told me that there were so many of us that if I was to get anything in life I would have to get it myself. So I did.

My first playpen was a cardboard box.