A foreclosure does not define you financially.

Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.

I use a "Debt Dash" approach to paying off debt. I recommend people focus on paying off the debt with the lowest balance first. So if the primary has less debt you would focus on that.

Kids can and are a blessing. But plenty of people without kids live and die just as happy.

My husband and I are pretty good at leaving money alone until we need it for what we've saved it for.

When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, "Love you but no."

The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.