If you haven't saved, your child may have to work. But do what you can to NEVER take out student or parent loans.

Policy changes like what you desire come from our politicians. So let them know what you think.

Always keep an eye out for other opportunities.

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.

I write for anybody struggling to manage their money.

I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.

I'm driving my old car until I'm on a first name basis with the low tow truck drivers!