You'll feel better when you get all that debt off your back.

There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.

[My grandmother] managed her money better than some financial professionals I know. I give credit always to her because she is the reason I have my column and national recognition.

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

You are rich if you have enough to meet your most basic needs. You are rich if you have access to clean water, food, shelter, love, a roof over your head.You have to count your blessings to see that you are richer than you think.

I also admire my pastor, John K. Jenkins Sr. (First Baptist Church of Glenarden). My pastor taught me the importance of tithing and giving back, that it has to be at the top of my budget. And he is one of the most generous folks I know.

We all fall - even me.