I'm driving my old car until I'm on a first name basis with the low tow truck drivers!

I write for people who are good money managers and want to know how to be even better stewards over their money.

You shouldn't invest the money if you are looking to use it within five years. Too much risk.

You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

I've decided to keep working until my last kid is thu college.

I understand why many are still poor or struggling to make just a middle-income lifestyle. I'm a fiscal conservative, but I also have compassion for people who make financial mistakes.

When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, "Love you but no."