I'm driving my old car until I'm on a first name basis with the low tow truck drivers!

I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again.

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

I just don't like people taking debt into retirement.

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.

I write for anybody struggling to manage their money.

There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.