I'm driving my old car until I'm on a first name basis with the low tow truck drivers!

The rich are depressed because they realize their money can't buy them out of their issues.

Sometimes your gut is right. And sometimes not.

I understand why many are still poor or struggling to make just a middle-income lifestyle. I'm a fiscal conservative, but I also have compassion for people who make financial mistakes.

That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

So many people joke that life with me - a professed lifelong penny pincher - must be tough. But [my husband] is a great money manager. And he helps me let go of my fear of spending while still being frugal.

I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard.