You shouldn't invest the money if you are looking to use it within five years. Too much risk.

Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.

You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

I understand and respect people who say they want to boycott the Trump brand. I also respect your right to buy his products. But what you miss is that no one in public office, Hilary or Trump should use that platform to profit themselves. In Trump's case there are serious concerns about the conflict of interest in his brand and business ownership. Do we really want a president who had products he can push while working for the American people?

Many debt collectors offer a lump sum option so ask. And if you get it, make sure it's in writing and you keep the payoff statement FOREVER.

So many people joke that life with me - a professed lifelong penny pincher - must be tough. But [my husband] is a great money manager. And he helps me let go of my fear of spending while still being frugal.