Once you finish paying for college you could reduce your life insurance.

My grandmother's grandparents were slaves. My grandmother Big Mama would tell me about the stories she heard as a child growing up in the shadows of a North Carolina plantation. It's only been in my lifetime that blacks have had the right to vote, live in certain areas or hold certain jobs. It is with this black history that I write about the financial challenges African-Americans still have.

Money may not buy love, but fighting about it will bankrupt your relationship.

Kids can and are a blessing. But plenty of people without kids live and die just as happy.

We all fall - even me.

The rich are depressed because they realize their money can't buy them out of their issues.

I write for anybody struggling to manage their money.