If you are one of those people who believe that hard work and honesty alone will bring riches-perish the thought; because it's not true. Riches, when they come in huge quantities, are never the result of hard work. Riches come if they come at all, in response to definite demands, based upon the application of definite principles, and not by chance or luck.

It is strange, but true, that the most important turning-points of life often come at the most unexpected times and in the most unexpected ways.

Handicaps can be converted into stepping stones on which one may climb toward some worthy goal, unless they are accepted as obstacles, and used as alibis.

The seventh factor of the basic ingredients of genius, as determined from an extensive analysis of the lives of outstanding men of this nation, is *the habit of going the extra mile.* You will never be a genius unless you make it a habit to do more and better than you are paid to do, every single day of your life.

Enthusiasm is the steam that drives the engine.

The mind attracts the thing it dwells upon.

The development of self-confidence starts with the elimination of this demon called fear.