Writing is the art of repeating oneself without anyone noticing.

The classical man's worst fear was inglorious death; the modern man's worst fear is just death

If you are in banking and lending, surprise outcomes are likely to be negative for you.

If you're going to fail, you'd rather fail early than fail late in general.

I'm a capitalist but one who is smallist and localist, and who favours businesses where owners are still in charge.

Don't disturb complicated systems that have been around for a very long time. We don't understand their logic. Don't pollute the planet. Leave it the way we found it, regardless of scientific 'evidence'.

Luck is the grand equalizer.