We prefer knowing to thinking, because knowing has more immediate value.

Writing is not a profession, it's an addiction.

I have no credit cards. That was the decision that was made jointly by the credit card companies, and by me. I can't say that that was completely on my account. I buy nothing on credit now, nothing. If I can't afford it, I don't buy it. I have a debit card, that's all I have. Any debt that I have, I am paying down.

We need more than simply financial education. We need to re-orient ourselves mentally, in terms of what the American Dream is, and how we fit into it. And we have to adjust ourselves to understand that finances are not everything in life. That would go a long way, towards changing this winner-and-loser mentality. We have to - Allow people to feel that sense of success, so they won't feel the sense of shame.

And financial problems are exactly the same thing. You're humiliated. You're ashamed. You're embarrassed about telling anyone that you are suffering financial difficulties.

We all live in an ongoing series of calamities. I don't know of any individual who doesn't have a series of calamities. Life doesn't operate where, you make a certain amount of money, you pay your bills, you move on from day-to-day-to-day. No! What happens is, you make your money, you pay your bills, and then a new bill comes up that's completely unexpected.

We lived in a very modest house. My father drove modest cars, we didn't travel, we didn't do any of the things that, were commensurate with the kind of income that he was making. So we got this kind of, double message, which was, y'know, "You work hard and you make as much money as you possibly can, but you don't spend any money." And you see how well I learned that lesson.