And financial problems are exactly the same thing. You're humiliated. You're ashamed. You're embarrassed about telling anyone that you are suffering financial difficulties.

We prefer knowing to thinking, because knowing has more immediate value.

Yeah, we could have done things differently. But - If we'd done things differently, we wouldn't be who we are. We are the sum of the choices we make. Even the bad choices we make. I made a lot of bad choices, but on the other hand, I am who I am, and I'm proud of my work, and I'm proud of my family, and those are also the product of choices, including financial choices, that I made.

For me, the moral dimension of life is that you are committed, to doing everything that you do, with a sense of excellence. That is the morality of writing, that you try and write as excellently as you possibly can. Or of teaching, or of childrearing, or of friendship. Of anything you do. And, I do try and live, as best I can, with all of the errors that I make, y'know, a value-driven life. And that is defining values as trying to give everything you do, everything you've got.

Be cautious, understand the consequences of your decisions. You have to understand the consequences of every decision that you make. If you decide to be a writer, that's going to scale back your life, than when you decide to be an attorney. Y'know, if you send your kids to private school, then it's kind of like the federal budget, where if you spend money on one thing, but you have to cut on something else. So you just have to be aware, at all times, that every decision you make, has reverberations. And you have to understand those reverberations, and either you live with them, or you don't.

We lived in a very modest house. My father drove modest cars, we didn't travel, we didn't do any of the things that, were commensurate with the kind of income that he was making. So we got this kind of, double message, which was, y'know, "You work hard and you make as much money as you possibly can, but you don't spend any money." And you see how well I learned that lesson.

We have stagnant wages in America. We have stagnant, even declining net worth in this country. That's part of something that's much larger than any single individual. And that is something that is way above my pay grade, to be able to deal with, but it's something I deal with on a daily basis. All my life, from the time that I was very small, my feeling was always, that there's a moral dimension to life. And it's not the moralistic dimension to life, that we often hear about, that's rather church-y or whatever.