I don't think investment is that hard. It's doing the simple things on a regular basis.

Personally, I tend to worry about what I save, not what I spend.

For many people a job is more than an income - it's an important part of who we are. So a career transition of any sort is one of the most unsettling experiences you can face in your life.

Learn as much as you can about your proposed business. Ask questions. Join industry associations. Study successful competitors carefully.

Don't invest in anything that you don't understand. Do your research first.

The amount of money you have has got nothing to do with what you earn.. people earning a million dollars a year can have no money and.. People earning $35,000 a year can be quite well off. It's not what you earn, it's what you spend.

If you don't act now while it's fresh in your mind, it will probably join the list of things you were always going to do but never quite got around to. Chances are you'll also miss some opportunities.