Why do so many marriages fail? Because nobody gets taught how to be married. We're not taught how to pick a mate, or why to pick a mate; we don't know how to manage our emotions once we're in a marriage; we don't know how to resolve marital conflict. Married people have never been taught why they or their spouses feel the way they do and act the way they do. Nobody has ever taught us the fundamentals.

If you're trying to get out of debt, you have to be willing to treat everything as expendable.

You can't change what you don't acknowledge.

My dad used to say, 'You wouldn't worry so much about what people thought about you if you knew how seldom they did.

At this very moment, you may be saying to yourself that you have any number of admirable qualities. You are a loyal friend, a caring person, someone who is smart, dependable, fun to be around. That's wonderful, and I'm happy for you, but let me ask you this: are you being any of those things to yourself?

Unless you know who you are, you will always be vulnerable to what people say.

This is your life and the clock is ticking.