Why do so many marriages fail? Because nobody gets taught how to be married. We're not taught how to pick a mate, or why to pick a mate; we don't know how to manage our emotions once we're in a marriage; we don't know how to resolve marital conflict. Married people have never been taught why they or their spouses feel the way they do and act the way they do. Nobody has ever taught us the fundamentals.
Phil McGrawYou have to figure out what that is, and you have to make a plan to get to it. And the plan has got to have a timeline. You have to choose something that you can afford to do and then lock it in and passionately do it.
Phil McGrawIf you're trying to get out of debt, you have to be willing to treat everything as expendable.
Phil McGraw