Relationships are negotiated and if you deal with ultimatums and authority all the time, then you're not going to get anywhere.
Loving smart means believing in you, your worth and your value.
Unless you know who you are, you will always be vulnerable to what people say.
Do you realize that you can't play the game of life with sweaty palms?
You get what you ask for in this life. If you ask for nothing, you get nothing.
If you're trying to get out of debt, you have to be willing to treat everything as expendable.