I get paranoid about people staring at me. Even now I don't deal with people looking at me. I can't do it sometimes. I can't go out. I don't know how to react when people stare.

I sometimes think I've needed a bit of an arm around me in my career - which I've not always got from certain managers and coaches who didn't understand me.

Maybe if I'd not been able to kick a ball it would have been different, but I doubt it because all my mates are decent blokes now, just normal fellas with families.

The money I try and earn is for my family. It's not for me. It's always about my family.

It sounds mercenary and it smacks of rats leaving the sinking ship. But get real, when everyone is bailing out, you don't want to be the last man standing.

The treble parade would have been the most perfect moment of my footballing life, but for the two people standing behind me, clearly already plotting their next move.

As a young kid, I wasn't really interested at that stage - getting financial advice was far from my mind. I was focused on playing football. But I got onboard with this financial adviser and I heeded his advice, and that was my smartest money decision.