Rich people buy luxuries last, while the poor and middle class tend to buy luxuries first.

Find out where you are at, where you are going and build a plan to get there.

If you have faith in our leaders of commerce, don't buy gold. If you do not have faith in them, maybe you should buy gold or silver.

You must fire bad customers just as you would fire a bad employee. If you do not get rid of your bad employees, the good employees will leave. If I do not fire bad customers, not only will my good customers leave but many of my good employees will leave as well.

One of the biggest defects in life is the inability to ask for help.

Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money.

Sales = income. The reason so many people have low incomes is that they are poor at selling.