I want to buy a house. I want to retire well. I want to have baby.

Fundraisers treat men completely differently than women. As a matter of fact, many of them have the default on their direct mail set up to read "Mister," and it really rankles a lot of women.

There is absolutely nothing that beats hard work.

Men tend to leave their financial adviser at a single-digit-percent rate in any given year. And women leave their husband and their joint financial adviser in the year after their spouse's death at a rate of greater than 70 percent - seven-zero.

The industry financial advisers, on average about 85% male, tends to be a more mature financial adviser - so I think in their 50s, really. For so many companies, in their 60s. In fact, there is one company that was telling me they had more financial advisers over the age of 80 than under the age of 30.

As we work together and pool our resources, there's room for everyone to be successful.

Typically, when you ask a financial adviser sitting with a couple: Do you treat the man and woman differently? They say, "No!"