I have worked long and hard to try to reduce my debts, and I am devastated that it came to this conclusion. I now intend to focus on the remaining dates of the Westlife tour and my commitments to the band before looking to rebuild a future for my wife, my three children and myself.

The couple of years before I was declared bankrupt were the roughest. The bank letters, the pressure, the stress was awful. You're in this twilight zone of not knowing where your life is going, and yet you're in Westlife. Everything was great with the band. I was earning money, and it looked good.

When I had money, I felt pressure, whether it was to invest it or do good with it, and I couldn't let it fizzle out. It was like I needed to prove to myself that I could look after it, only I did the opposite, but you have to take a chance in life.

I think that lyrically, 'Safe' is a very positive song: it's very strong; it's about keeping somebody safe and protecting people. I think everybody anywhere in the world can relate to it. I think everybody wants to feel safe; everybody wants to feel protected.

My wife is my best friend. The thought that people are afraid to go home to their partners for fear of being abused physically or emotionally makes me feel sick. It's not easy but you need to get help and get out.

When you realise that money doesn't actually make you happy, it's a quick fix to have things you've always wanted, but then when you have it, you realise that's not what actually makes you happy. It's more about having a great marriage and happy children; that's what life's all about.

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.