I have worked long and hard to try to reduce my debts, and I am devastated that it came to this conclusion. I now intend to focus on the remaining dates of the Westlife tour and my commitments to the band before looking to rebuild a future for my wife, my three children and myself.

I didn't want to be a solo Westlife - covers and ballads - and the reason I signed with Capitol Records was because they wanted me to write songs myself. It was pretty scary, but they put me in a studio in Nashville with some new songwriters, and the results were pretty good.

I will definitely start in small venues, as I want to find my feet as a performer; the first shows that Westlife did was ten dates at Wembley, which was just crazy. We didn't have a clue what we were doing because it was so big.

I worry about putting food on the table, paying for my kids needs, their college fees in years to come. It's about earning enough to have a living to be able to look after your children.

After Westlife, I was in a scared place, you know; you've three children, and I worry about providing for them, and I had no guarantees going forward about the future.

You know One Direction do a lot of up tempo songs, but when they did that Ed Sheeran song 'Little Things,' that was probably their biggest song off their last album, so it shows you that a ballad never goes out of fashion.

You shouldn't end a band like Westlife and not be financially secure to some extent, but I wasn't at all - it was the complete opposite. But you look at stuff then, 'Well, what do I have? I don't have money but I have a great marriage, three healthy kids, and I have my voice. I'll just start again.'