You shouldn't end a band like Westlife and not be financially secure to some extent, but I wasn't at all - it was the complete opposite. But you look at stuff then, 'Well, what do I have? I don't have money but I have a great marriage, three healthy kids, and I have my voice. I'll just start again.'

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

I don't think about success to be famous, because I've done that at the highest level, but it's all about my children.

I love Ireland. I'll always be 100pc Irish. I get really excited when I go to Sligo; it's my home.

The couple of years before I was declared bankrupt were the roughest. The bank letters, the pressure, the stress was awful. You're in this twilight zone of not knowing where your life is going, and yet you're in Westlife. Everything was great with the band. I was earning money, and it looked good.

You're only as good as your last album.

Yes, it's true, I have bought a helicopter. I really like it. I can't fly it, but I plan to get a licence one day.