The couple of years before I was declared bankrupt were the roughest. The bank letters, the pressure, the stress was awful. You're in this twilight zone of not knowing where your life is going, and yet you're in Westlife. Everything was great with the band. I was earning money, and it looked good.

For me, it's never been about being famous. I just want to be a successful singer. I wanna work hard If I'm in the papers, grace, but I want to be there for the right reasons - for my music.

I'd like to keep singing - whether that's small or big. To stop singing for a living would break my heart.

When you realise that money doesn't actually make you happy, it's a quick fix to have things you've always wanted, but then when you have it, you realise that's not what actually makes you happy. It's more about having a great marriage and happy children; that's what life's all about.

When you look at bands like Take That, who have come back bigger than ever, you can see there will always be a market for good pop bands.

You only live once, so live a good life!

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.