I love Ireland. I'll always be 100pc Irish. I get really excited when I go to Sligo; it's my home.

You shouldn't end a band like Westlife and not be financially secure to some extent, but I wasn't at all - it was the complete opposite. But you look at stuff then, 'Well, what do I have? I don't have money but I have a great marriage, three healthy kids, and I have my voice. I'll just start again.'

I have worked long and hard to try to reduce my debts, and I am devastated that it came to this conclusion. I now intend to focus on the remaining dates of the Westlife tour and my commitments to the band before looking to rebuild a future for my wife, my three children and myself.

When your child is looking up at you and you are putting them to bed at night, and they are just lying there, you have to remind yourself that's what it's all about.

You know One Direction do a lot of up tempo songs, but when they did that Ed Sheeran song 'Little Things,' that was probably their biggest song off their last album, so it shows you that a ballad never goes out of fashion.

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

Together with a team of financial and legal experts I have spent months exploring all possible alternatives to bankruptcy but to no avail.