You know One Direction do a lot of up tempo songs, but when they did that Ed Sheeran song 'Little Things,' that was probably their biggest song off their last album, so it shows you that a ballad never goes out of fashion.

I have worked long and hard to try to reduce my debts, and I am devastated that it came to this conclusion. I now intend to focus on the remaining dates of the Westlife tour and my commitments to the band before looking to rebuild a future for my wife, my three children and myself.

When I had money, I felt pressure, whether it was to invest it or do good with it, and I couldn't let it fizzle out. It was like I needed to prove to myself that I could look after it, only I did the opposite, but you have to take a chance in life.

I put all my eggs in one basket and invested in property. I didn't do anything internationally - it was all in Ireland.

I'd like to keep singing - whether that's small or big. To stop singing for a living would break my heart.

The couple of years before I was declared bankrupt were the roughest. The bank letters, the pressure, the stress was awful. You're in this twilight zone of not knowing where your life is going, and yet you're in Westlife. Everything was great with the band. I was earning money, and it looked good.

Why me? Why did this happen? How could I be in Westlife and then have nothing to show for it financially at the end of it? But it's like, why not me? That's just life. It's tough. There's a lot more problems in the world. There are a lot of people who would wish to God they had my problem instead of having a sick child.