You know One Direction do a lot of up tempo songs, but when they did that Ed Sheeran song 'Little Things,' that was probably their biggest song off their last album, so it shows you that a ballad never goes out of fashion.

When I had money, I felt pressure, whether it was to invest it or do good with it, and I couldn't let it fizzle out. It was like I needed to prove to myself that I could look after it, only I did the opposite, but you have to take a chance in life.

If I'm honest, I thought Westlife would keep going for longer than it did - we all did - but it sort of came to a natural end. When we decided we were going to split, I thought, 'If I'm going to sing, I'm going to have to do it solo.' Also, financially I was broke, so the decision was ultimately made for me.

Why me? Why did this happen? How could I be in Westlife and then have nothing to show for it financially at the end of it? But it's like, why not me? That's just life. It's tough. There's a lot more problems in the world. There are a lot of people who would wish to God they had my problem instead of having a sick child.

Everybody, every tradesman that worked for Shafin or built my house got fully paid, well paid. Everybody got paid. I would like that to be said if I could because I haven't said it before, and it's important. People kind of think we left all these plumbers or electricians without getting paid.

Together with a team of financial and legal experts I have spent months exploring all possible alternatives to bankruptcy but to no avail.

Capitol Records were very keen for me to write and see how I got on; I think that is what defined my sound. The first session I had was with two young up-and-coming writers, Nick Atkinson and Tom Wilding, and I went into a session a bit nervous because I hadn't written that many songs before.